Lower Healthcare Costs With a Little Family Teamwork

With health care costs rising much faster than thesuggestions, and write them down. Even younger
general rate of inflation, it is vital that we do everythingchildren may surprise you with their ideas! Schedule a
in our power to keep these costs for our own familyfamily meeting once a week to see how everyone is
as low as possible. There are many areas that aredoing.
within our control, making it easy to take advantage ofIn the family meeting, here are some suggestions of
all of them.what you might want to cover:
Here are some suggestions for helping lower health· Make sure everyone knows to cover their
care costs for the whole family:mouths when coughing or sneezing.
· If you don't already have a family doctor, primary· Discuss the importance of hand washing, and
care physician or nurse-practitioner, find one. Trips tothe proper way to wash. Most germs are spread by
the emergency room are expensive, and may not bethe hands. Use plenty of soap, and wash long enough
necessary if you have a relationship with a healthcareto sing the "Happy Birthday" song or one verse of "Old
provider. Ask friends for referrals, or call severalMcDonald Had a Farm".
doctors' offices in your area to find out who is taking· Make sure everyone in the family gets plenty of
new patients, and schedule a visit with one or two ofVitamin C every day. An orange or a small glass of
them to establish yourself as a patient with that office.pure orange juice will help the immune system fight
· Take advantage of all free health-careillness. A diet high in fruits, vegetables and whole grains
screenings provided in your town. Free blood pressurewill also help the body resist disease.
and cholesterol screenings, mammograms and other· If your family members are overweight, do
services are often available once or twice a year. Callsomething about it. Stop frying your foods and switch
your county health department to see when theseto baking or other healthier cooking methods. Turn off
screenings will be offered, or look for local health fairsthe TV during dinner and get to know each other. Plan
which often provided these services.two healthy snacks a day for everyone. Put sensible
· If you are ill and the doctor prescribes medicine,portions of food on your plates instead of serving
request the least expensive drug available for yourfamily-style, and eat slowly. Follow the USDA food
condition, and ask for free samples. Your doctor maypyramid suggestions when planning your family's meals.
often give you as much as you need.· Exercise is also very important for healthy
· If you smoke, stop. If you can't motivate yourself,bodies. Take the whole family for a walk every day,
call the American Lung Association for assistance. Asor just get out and shoot hoops, play freeze tag, throw
a last resort, sit down and write your own obituary,a Frisbee, ride your bikes, or do whatever it is you like
assuming you died today of a heart attack or stroke.to do. If the weather is bad, put on some music and
List your survivors, and then stop and think how theirdance, or work out to an exercise video. Take turns
lives would be without you. Think about all the eventsletting each family member choose the exercise
in their lives that you don't want to miss such asactivity for the day, and get everyone to agree to do
graduations, weddings, the birth of grandchildren, etc.the chosen activity without complaining.
Carry a copy of your obituary with you at all times,· Make sure everyone gets enough sleep. Children
and take it out and read it whenever you crave aneed nine hours or more every night, and adults usually
cigarette.need seven or eight hours. If your children are involved
· Call a family meeting to discuss ways to bein too many outside activities, eliminate the ones they
healthier, even if you have never had a family meetingenjoy the least. A rested body fights illness better than
before! Explain to everyone that money spent ona tired body.
doctors and medicine is money that won't be availableBe proactive about your family's health, and you can
for family fun. It is important to get everyone'ssave big money on your health care expenses!
commitment to developing healthier habits. Ask for